Credit cards offer you cashbacks and reward points, so that you can save on your daily transactions, while you cannot jeopardize your lifestyle. However, credit cards can also make you a habit to spend too much, so that you can end a substantial bill that may be difficult for you to pay back.
In this case you can immediately convert your credit card account into EMI. If you are an HSBC credit card user, you must understand the advantages and disadvantages so that you can easily convert your credit card account.
You can reach customer service at any time between 6.30 am to 8:30 pm.
In conclusion, it is important that you understand your finances and thoroughly evaluate whether converting your EMI will be a better option for you, because this will attract a high interest rate that you will certainly pay together with processing costs. To prevent financial stress, it is therefore important that you always use your credit card wisely and only when needed.
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