HDFC Bank is offering its Millennia, Diners Club Privilege, Biz Grow, PIXEL Play and PIXEL Go credit cards as ‘free for life’ for a limited period – from December 17, 2024 to January 16, 2025. The bank is also offering ‘Regalia Gold’. ‘free for the first year during the offer period.
“Lifetime free offer valid for applications from the bank’s platform between December 17, 2024 and January 16, 2025,” the bank said.
Incidentally, HDFC Bank offered some of its popular credit cards during the festival season this year without any annual fee or other charges. The offer is valid till December 31 on Swiggy HDFC Bank Credit Card, Tata Neu Plus HDFC Bank Credit Card and Tata Neu Infinity HDFC Bank Credit Card.
The Millennia card, which is given to employees with a monthly income of € ₹35000 and ITR (income tax return) of ₹6 lakh per annum for self-employed persons, has an annual/signup fee of ₹1000. This will be waived if the customer spends money ₹1 lakh per year.
Diners Club Privilege participation fees are the same as ‘Millennia’, but are only waived if the customer spends money ₹3 lakh per year. Diners Club Privilege is provided to salaried employees with a monthly income of € ₹35000 and an ITR of ₹6 lakh per year is mandatory for self-employed persons.
The compensation is ₹500 for BizGrow with a spending requirement of ₹1 lakh required for an exemption. The card, intended for self-employed people, is issued to people with an ITR of ₹6 lakhs. Customers can apply for the card using ITR, GST returns, bank statements and merchant payment reports.
The costs for PIXEL Play are: ₹500 with an annual spending requirement of ₹1 lakh. This card is given to persons with a salary income of € ₹25000 per month and ITR of ₹6 lakh for self-employed persons. The compensation is ₹250 for PIXEL Go, which will be waived if the customer spends money ₹50000 per year. PIXEL Go is given to people with a gross monthly income of more than ₹8000 per month and ITR of ₹6 lakh for self-employed persons.
Here are the benefits and rewards that these cards, which are given as ‘free for life’, offer to their customers.
PIXEL Go
- 1% unlimited cashback on all eligible transactions
- 1% cashback on UPI spends (applicable to PIXEL RuPay credit cards only)
- Shop now and pay in installments with flexible, low-cost EMIs
- Exclusive dining offers, up to 25% discount on partner restaurants through Swiggy Dineout
- Apply for and manage your Pixel Credit Card on PayZapp
Allirajan M is a journalist with more than twenty years of experience. He has worked with several leading media organizations in the country and has been writing about mutual funds for almost sixteen years.
