Credit Cards: Top 5 cards for couples for dining and travel benefits

If you are a travel freak, or love eating out, it is advisable to explore credit cards that sync with your indulgences. For example, there are cards that not only earn reward points when you make payments at the partner restaurants, but also give discounts and free benefits.

Here we list some of the best credit cards that users can explore to make the most of their dining and travel experiences. Thanks to the benefits they offer, they are also popular among young couples, especially those who consider the world their oyster.

5 Best Credit Cards for Dining and Travel

I. HDFC Bank Regalia Gold Credit Card

These are some of the key features of the HDFC Bank Regalia Gold Credit Card:

Format for foreign currency: The HDFC Bank Regalia Gold Credit Card offers a foreign currency surcharge on international spends at a competitive rate of 2 percent.

24/7 concierge services: Whether booking tickets, making reservations or seeking travel assistance, concierge services add a touch of luxury to your travel experience.

Access to lounges in India: You can travel in comfort with 12 free access to airport lounges within India, both at domestic and international terminals.

Priority pass: With Priority Pass membership, you and your additional member can enjoy up to six complimentary lounge access per calendar year outside India.

Flight tickets: One can earn significant rewards including ₹5,000 worth of flight vouchers when spent ₹5 lakh in an anniversary year, with an extra ₹5,000 worth of vouchers to spend ₹7.5 lakhs.

II. ICICI Bank Sapphiro Credit Card

This ICICI Bank credit card offers the following benefits:

Access to lounges: Two free visits to international airport lounges per year.

Airport lounge in India: Four free entries per quarter at select airport lounges in India.

Golf: Cardholders are entitled to four free rounds of golf each month based on eligible spend

III. Axis Bank Titanium Smart Traveler Credit Card

These are some of the key benefits of this credit card offered by Axis Bank:

EMIs: You can convert your bulk purchases into EMIs.

Discount: You are eligible for a 15 percent discount at partner restaurants.

Exemption from fuel surcharge: Waiver of 1 percent fuel surcharge on all fuel transactions in India using Axis Bank Titanium credit card.

IV. SBI card ELITE

These are some benefits of the SBI Card:

Access to lounges: Free airport lounge visits per calendar year, outside India (maximum two visits per quarter).

It also gives access to two complimentary visits to domestic airport lounges per quarter in India.

There is also the lowest foreign currency surcharge: 1.99 percent for international use.

V. RBL Bank World Safari Credit Card:

RBL Bank World Safari Credit Card has the following features:

Layout fee: There is a 0 percent international fee on card usage, while other major cards charge 2-3 percent on each transaction.

Access to lounges: The cardholder also gets two free lounge visits every calendar quarter at major domestic and international terminals across India.

International airports: As part of the Priority Pass membership, you get 2 free lounge visits outside India per calendar year.

Golf: The card also provides easy access to premier golf courses across India.

(The list is indicative and not exhaustive)