Manking Personal Finance Easy
Many small businesses were not shocked when Q2 2025 GDP data showed India’s economic growth had fallen to a seven-quarter low of 5.4 percent, down significantly from 8.1 percent in the same period last year and 6.7 percent in the previous quarter. For them, the writing was on the wall: growth is slowing and the…
Are you worried about the high interest on your personal loan that you took out in haste to meet your urgent financial needs? There is help available if you have not overpaid in the form of EMIs (Equated Monthly Installations). You can lower the interest rate, renegotiate the terms and even get a higher loan…
Credit cards are no longer a luxury but have become a necessity today. The rewards that credit cards offer are a great way to live a luxurious lifestyle without spending a lot of money. If you enjoy eating out and visiting new restaurants, a dining credit card may be a good option to consider. These…
If you are a movie freak or enjoy watching docuseries on OTT, it is advisable to explore a credit card that offers free membership to OTT platforms like SONY LIV, Disney+ Hotstar or Amazon Prime. In particular, to qualify for a credit card, one must have a good credit profile, such as a high CIBIL…
New Delhi|Mumbai: Inflation pressures will push household budgets higher, potentially worsening stressed urban demand. Starting this month, fast-moving consumer goods (FMCG) companies such as Hindustan Unilever, Godrej Consumer, Dabur, Tata Consumer, Parle Products, Wipro Consumer, Marico, Nestle and Adani Wilmar are introducing price hikes to offset higher raw material costs and higher prices. customs duties,…
If you need money urgently and the requirement does not qualify for a specialized loan category such as a car loan or a business loan, it is advisable to opt for a personal loan. While one typically applies for a personal loan from a bank or an NBFC (non-banking financial company), one can consider opting…
The gap between CXO compensation in India and the US may be closing as multinationals and Global Capability Centers (GCCs) reward leadership with handsome base salaries, bonuses and stock options, executive searches and hiring from firms like EMA Partners, Insist Consulting, Michael Page, say Randstad, Teamlease and Avsar. While US CXO salaries have risen 15%…
Indians traditionally prefer jewelry made of 22-carat gold, which contains 91.7% pure gold, while 18-carat gold contains 75% pure gold and 25% other metals. File. | Photo credit: Reuters Rising gold prices have led many Indian families to opt for lightweight and lower-carat jewelry to stay within their budgets, industry officials said. “I wanted to…
The Federal Reserve cut its key interest rate by a quarter point. File. | Photo credit: AP The Federal Reserve cut its key interest rate by a quarter point on Wednesday – the third cut this year – but also signaled that it expects to cut rates more slowly next year than it previously expected,…
If you do not have sufficient resources and urgently need money for an unexpected event, then one of the most feasible options is to use a personal loan. While most banks and financial institutions typically require borrowers to submit necessary documents before approving the case, some mobile lending apps tend to disburse loans immediately. These…
