Manking Personal Finance Easy
Assessing your financial health is extremely important for your future loans. If you are planning to consider a personal loan or a credit card, you have probably come across the terms ‘credit score’ and ‘CIBIL score’. Before applying for credit, it is extremely important that you understand the difference between these terms. Let’s discuss it…
Credit cards have become more than just a luxury in these modern times. The features and benefits of credit cards have become part of our lifestyle. With credit cards, you don’t have to worry about spending cash right away. Just swipe the credit card and the payment is complete! You pay the amount later when…
Personal loans are a popular choice for people who need quick money to cover their expenses for a while. These loans require no collateral and offer quick loan disbursement, making them freely accessible. However, lenders follow specific eligibility criteria that you must meet in order to get your application approved. One of the most important…
A Jodhpur bench of the Income Tax Appellate Tribunal (ITAT) recently ordered that profits on cryptocurrencies sold before 2022 will be treated as capital gains and not as income from other sources. This is believed to be of great importance as capital gains (both short-term and long-term) on cryptocurrencies sold after April 1, 2022 will…
Borrowers who have difficulty repaying personal loans may be considering the prospect of a moratorium, a temporary period in which they are not allowed to make any payments. It is noteworthy that the moratorium affects loan repayments as interest continues to accrue, after which one has to pay the combined interest, pushing up EMIs. Let’s…
Before investing in a mutual fund, investors are encouraged to compare the returns they get with those of other schemes. While a scheme’s past returns do not guarantee future returns, they can provide an indication of the scheme’s potential to perform in the future. Other factors that mutual fund investors should consider before investing include…
NRIs do not even benefit from indexation, which adjusts the purchase price according to inflation. Buyers must deduct taxes on the total sales value. However, buyers can apply for a lower TDS certificate to reduce this amount. Moreover, NRIs often face challenges in managing the real estate remotely. Tasks such as approving repairs, managing maintenance…
Disney knows how to sell stuffed animals to children and capture the hearts of adults with stories of love and loss. but this time it doesn’t matter what disasters befall these cute as button cubs trying to escape ghost lions and an eternally wrathful mother nature… What money lessons do we learn from Mufasa and…
The festive season is in full swing. Shopping centers are decorated with dazzling decorations and the streets exude cheerfulness. Offices celebrate the camaraderie of Secret Santa, a wonderful tradition that fosters bonds between coworkers. I’m sure many of you may already be on vacation or winding your way through roads and airports, looking for the…
The Christmas and New Year holidays are a time to relax and explore new destinations. Many travelers use the holiday season to visit their favorite destinations. Exploring new destinations comes at a cost. Therefore, travelers should plan their Christmas vacation within a budget to avoid overspending, as vacations should not have a lasting impact on…
